{"slug": "wero", "name": "Wero", "category": "other", "category_name": "Other software", "description": "", "recommenders": 1, "commenters": 9, "warners": 5, "score": -2.822, "rising": 1.0, "first": "2026-02-10", "latest": "2026-08-27", "why": "", "why_is_quote": false, "has_verdict": false, "sentiment": {"recommend": 1, "neutral": 2, "compare": 1, "warn": 5}, "spark": [0, 0, 0, 0, 0, 0, 0, 0, 0, 1, 0, 0], "listed": false, "loved": [], "caveat": "", "short_quote": "", "icon": false, "domain": "wero-wallet.eu", "github_repo": null, "official_url": "https://wero-wallet.eu", "pricing": "", "aliases": ["Wero"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 791402480, "item_id": 49462655, "url": "https://news.ycombinator.com/item?id=49462655", "by": "aabdelhafez", "date": "2026-08-27", "stance": "recommend", "quote": "Switched to Wero and haven't looked back.", "excerpt": "Switched to Wero and haven't looked back. https://wero-wallet.eu", "context": "", "use_case": "payments", "switched_from": "PayPal", "story": "Tell HN: PayPal blocks GrapheneOS"}]}], "caveats": [{"label": "", "summary": "", "quotes": [{"id": 785193456, "item_id": 49074591, "url": "https://news.ycombinator.com/item?id=49074591", "by": "vmaurin", "date": "2026-07-27", "stance": "warn", "quote": "If you don't have an iOS or an Android device, you are just stuck, once again", "excerpt": "> The Wero app can be installed on any mobile device or tablet running iOS 17.4 or later, or Android 9 or later. We recommend updating your device to the latest version of its operating system for maximum performance and security. > It is not possible to send Wero payments to friends & family via a web browser or on a computer Truly independent from US companies ... If you don't have an iOS or an Android device, you ", "context": "", "use_case": "payments", "switched_from": "", "story": "Decathlon Germany adds Wero payment option to decathlon.de website"}, {"id": 785190848, "item_id": 49074428, "url": "https://news.ycombinator.com/item?id=49074428", "by": "HiPhish", "date": "2026-07-27", "stance": "warn", "quote": "Isn't Wero just another proprietary app that requires a Google or Apple smartphone?", "excerpt": "Isn't Wero just another proprietary app that requires a Google or Apple smartphone? Can I use it from my web browser like I can with PayPal?", "context": "", "use_case": "payments", "switched_from": "", "story": "Decathlon Germany adds Wero payment option to decathlon.de website"}, {"id": 771367250, "item_id": 48210453, "url": "https://news.ycombinator.com/item?id=48210453", "by": "Fnoord", "date": "2026-05-20", "stance": "warn", "quote": "This is kind of a problem with Wero though", "excerpt": "iDeal can also be used for recurring payment. I set one up yesterday. If you like Tikkie, you may like bunq as well. This is kind of a problem with Wero though [1]: > The Wero app can be installed on any mobile device or tablet running iOS 16 or later, or Android version 9 or later. We recommend updating your device to the latest version of its operating system for maximum performance, convenience and security. > It ", "context": "", "use_case": "payments", "switched_from": "", "story": "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment"}, {"id": 751396224, "item_id": 46962264, "url": "https://news.ycombinator.com/item?id=46962264", "by": "mdavid626", "date": "2026-02-10", "stance": "warn", "quote": "I can send money ONLY to my contacts. It doesn\u2019t allow to type in phone number, one needs to create a contact.", "excerpt": "I use ING DIBA bank. I enabled WERO in the app, as that\u2019s the only way for me to use it. I can send money ONLY to my contacts. It doesn\u2019t allow to type in phone number, one needs to create a contact. I feel like Europe is just doomed. The stupidity is endless here.", "context": "ING DIBA customer", "use_case": "sending money", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}]}], "who": [], "tags": [], "use_cases": ["payments", "person-to-person payments", "mobile payments", "sending money", "online payments"], "compared": [{"slug": "paypal", "name": "PayPal", "co": 4, "switched_from": 1, "switched_to": 0}], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=46958399", "title": "Europe's $24T Breakup with Visa and Mastercard Has Begun", "mentions": 4}, {"url": "https://news.ycombinator.com/item?id=49072310", "title": "Decathlon Germany adds Wero payment option to decathlon.de website", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=49462253", "title": "Tell HN: PayPal blocks GrapheneOS", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48915953", "title": "Stripe, Advent offer to buy PayPal for more than $53B", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48207004", "title": "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment", "mentions": 1}], "sentiment_by_month": {"2025-11": {}, "2025-12": {}, "2026-01": {}, "2026-02": {"warn": 2, "neutral": 2}, "2026-03": {}, "2026-04": {}, "2026-05": {"warn": 1}, "2026-06": {}, "2026-07": {"compare": 1, "warn": 2}, "2026-08": {"recommend": 1}, "2026-09": {}, "2026-10": {}}, "quotes": [{"id": 791402480, "item_id": 49462655, "url": "https://news.ycombinator.com/item?id=49462655", "by": "aabdelhafez", "date": "2026-08-27", "stance": "recommend", "quote": "Switched to Wero and haven't looked back.", "excerpt": "Switched to Wero and haven't looked back. https://wero-wallet.eu", "context": "", "use_case": "payments", "switched_from": "PayPal", "story": "Tell HN: PayPal blocks GrapheneOS"}, {"id": 785193456, "item_id": 49074591, "url": "https://news.ycombinator.com/item?id=49074591", "by": "vmaurin", "date": "2026-07-27", "stance": "warn", "quote": "If you don't have an iOS or an Android device, you are just stuck, once again", "excerpt": "> The Wero app can be installed on any mobile device or tablet running iOS 17.4 or later, or Android 9 or later. We recommend updating your device to the latest version of its operating system for maximum performance and security. > It is not possible to send Wero payments to friends & family via a web browser or on a computer Truly independent from US companies ... If you don't have an iOS or an Android device, you ", "context": "", "use_case": "payments", "switched_from": "", "story": "Decathlon Germany adds Wero payment option to decathlon.de website"}, {"id": 785190848, "item_id": 49074428, "url": "https://news.ycombinator.com/item?id=49074428", "by": "HiPhish", "date": "2026-07-27", "stance": "warn", "quote": "Isn't Wero just another proprietary app that requires a Google or Apple smartphone?", "excerpt": "Isn't Wero just another proprietary app that requires a Google or Apple smartphone? Can I use it from my web browser like I can with PayPal?", "context": "", "use_case": "payments", "switched_from": "", "story": "Decathlon Germany adds Wero payment option to decathlon.de website"}, {"id": 783051089, "item_id": 48940693, "url": "https://news.ycombinator.com/item?id=48940693", "by": "okanat", "date": "2026-07-16", "stance": "compare", "quote": "If they fixed the mobile phone problem and provided a way that's functionally equivalent to Paypal usernames, I'm in for person-to-person transfers.", "excerpt": "Indeed. My primary issue is requiring a Google or Apple blessed phone for the protocol that is supposed to replace the American alternative with the EU one. If they push strongly the American duopoly, I'd rather use the American monopoly that gives me the better ergonomics and less friction. Yes I do get a TOTP request every now and then, but I have options like authenticator apps, SMSes, passkeys with Paypal. With W", "context": "unGoogled phone user in the EU", "use_case": "person-to-person payments", "switched_from": "", "story": "Stripe, Advent offer to buy PayPal for more than $53B"}, {"id": 771367250, "item_id": 48210453, "url": "https://news.ycombinator.com/item?id=48210453", "by": "Fnoord", "date": "2026-05-20", "stance": "warn", "quote": "This is kind of a problem with Wero though", "excerpt": "iDeal can also be used for recurring payment. I set one up yesterday. If you like Tikkie, you may like bunq as well. This is kind of a problem with Wero though [1]: > The Wero app can be installed on any mobile device or tablet running iOS 16 or later, or Android version 9 or later. We recommend updating your device to the latest version of its operating system for maximum performance, convenience and security. > It ", "context": "", "use_case": "payments", "switched_from": "", "story": "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment"}, {"id": 751417888, "item_id": 46963618, "url": "https://news.ycombinator.com/item?id=46963618", "by": "jagermo", "date": "2026-02-10", "stance": "neutral", "quote": "Wero is fun to use, but there so many features missing.", "excerpt": "Wero is fun to use, but there so many features missing. The terminals, for example. Or, an easy way for vendors or car rental agencies to block a set amount when you rent a car. However, all of these things can be built and I hope Wero gets the time to grow into a full alternative to US-based payment systems. Not because I want them to fail, but because this market can use a bit of competition and new ideas.", "context": "", "use_case": "payments", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 751401808, "item_id": 46962613, "url": "https://news.ycombinator.com/item?id=46962613", "by": "polski-g", "date": "2026-02-10", "stance": "neutral", "quote": "It is not possible to use Wero via a web browser or on a computer.", "excerpt": "https://support.wero-wallet.eu/hc/en-us/articles/25599074240401-What-devices-support-the-Wero-app > The Wero app can be installed on any mobile device or tablet running iOS 16 or later, or Android version 9 or later. We recommend updating your device to the latest version of its operating system for maximum performance, convenience and security. > It is not possible to use Wero via a web browser or on a computer.", "context": "", "use_case": "mobile payments", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 751396224, "item_id": 46962264, "url": "https://news.ycombinator.com/item?id=46962264", "by": "mdavid626", "date": "2026-02-10", "stance": "warn", "quote": "I can send money ONLY to my contacts. It doesn\u2019t allow to type in phone number, one needs to create a contact.", "excerpt": "I use ING DIBA bank. I enabled WERO in the app, as that\u2019s the only way for me to use it. I can send money ONLY to my contacts. It doesn\u2019t allow to type in phone number, one needs to create a contact. I feel like Europe is just doomed. The stupidity is endless here.", "context": "ING DIBA customer", "use_case": "sending money", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 751389472, "item_id": 46961842, "url": "https://news.ycombinator.com/item?id=46961842", "by": "mzajc", "date": "2026-02-10", "stance": "warn", "quote": "It is not possible to use Wero via a web browser or on a computer.", "excerpt": "Can I use it without installing their software on my smartphone? Question is rhetorical - of course not, and your smartphone also needs to pass Google's or Apple's remote attestation schemes. Good riddance. Is it really just PayPal left offering a sane online payment service? --- From https://support.wero-wallet.eu/hc/en-us/articles/25599074240401-What-devices-support-the-Wero-app: > It is not possible to use Wero vi", "context": "", "use_case": "online payments", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}]}