{"slug": "stripe", "name": "Stripe", "category": "other", "category_name": "Other software", "description": "", "recommenders": 4, "commenters": 23, "warners": 3, "score": 5.192, "rising": 0.02, "first": "2025-11-25", "latest": "2026-10-08", "why": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges.", "why_is_quote": true, "has_verdict": false, "sentiment": {"recommend": 4, "neutral": 15, "compare": 1, "warn": 3}, "spark": [0, 0, 0, 0, 0, 1, 1, 0, 1, 0, 0, 1], "listed": true, "loved": [], "caveat": "", "short_quote": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges.", "icon": true, "domain": "stripe.com", "github_repo": null, "official_url": "https://stripe.com", "pricing": "", "aliases": ["Stripe"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 798775683, "item_id": 49923480, "url": "https://news.ycombinator.com/item?id=49923480", "by": "Perceptes", "date": "2026-10-01", "stance": "recommend", "quote": "Things like PagerDuty and Stripe which are generally useful and provide the infrastructure needed for other things to work.", "excerpt": "Location: Oakland, CA Remote: Exclusively Willing to relocate: No Technologies: Rust, Axum, Ruby, Ruby on Rails, TypeScript/JavaScript, Node.js, PostgreSQL, Python, Flask, AWS, Docker, Kubernetes R\u00e9sum\u00e9: Please email for details Email: jimmy@jimmycuadra.com I have worked for years in open source software development. I created and ran two notable open source projects: Lita, a ChatOps framework for Ruby (https://githu", "context": "open source developer", "use_case": "payments", "switched_from": "", "story": "Ask HN: Who wants to be hired? (October 2026)"}, {"id": 781073154, "item_id": 48817072, "url": "https://news.ycombinator.com/item?id=48817072", "by": "LucaSiviero", "date": "2026-07-07", "stance": "recommend", "quote": "Take Stripe as an example: is there a real alternative that covers what they do?", "excerpt": "As an Italian solo-founder, I have to admit that the US vendor dependency is really strong, but when you look at what you need to build a serious product, what can you actually use from European vendors that is even close to US products? Take Stripe as an example: is there a real alternative that covers what they do? Not to talk about Cloud and Edge Computing vendors: GCP, AWS, Cloudflare... does anyone even get clos", "context": "Italian solo-founder", "use_case": "payments", "switched_from": "", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 769322032, "item_id": 48082627, "url": "https://news.ycombinator.com/item?id=48082627", "by": "connorgurney", "date": "2026-05-10", "stance": "recommend", "quote": "Stripe handle this interestingly, with a prefix to the ID indicating the type of entity.", "excerpt": "Stripe handle this interestingly, with a prefix to the ID indicating the type of entity. https://dev.to/4thzoa/designing-apis-for-humans-object-ids-3o5a", "context": "", "use_case": "prefixed typed object IDs", "switched_from": "", "story": "Ask HN: We just had an actual UUID v4 collision..."}, {"id": 765319936, "item_id": 47832496, "url": "https://news.ycombinator.com/item?id=47832496", "by": "andrewshadura", "date": "2026-04-20", "stance": "recommend", "quote": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges.", "excerpt": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges. In my small shop, I use it as a make-shift order tracking system, adding fields like order_status, invoice_number, order_number, tracking_url, custom delivery details etc.", "context": "small shop owner", "use_case": "payments and order tracking", "switched_from": "", "story": "Stripe's Payment APIs: the first 10 years (2020)"}]}], "caveats": [{"label": "", "summary": "", "quotes": [{"id": 800011920, "item_id": 50000745, "url": "https://news.ycombinator.com/item?id=50000745", "by": "ppchain", "date": "2026-10-08", "stance": "warn", "quote": "Stripe will immediately charge $15, which is not refunded regardless of the outcome of the dispute.", "excerpt": "From the merchant perspective these middlemen can be infuriating. I use Stripe, and I regularly get chargebacks due to \"Unauthorized Use of Card\" coming from the issuing bank. Stripe will immediately charge $15, which is not refunded regardless of the outcome of the dispute. Then, for the privilege of countering the dispute, I will be charged another $15 which will only be returned if I win. At that point it is put o", "context": "merchant selling physical products", "use_case": "merchant payments", "switched_from": "", "story": "Visa, Mastercard, major banks facing new litigation over 'anticompetitive' fees"}, {"id": 772619952, "item_id": 48288747, "url": "https://news.ycombinator.com/item?id=48288747", "by": "stego-tech", "date": "2026-05-26", "stance": "warn", "quote": "I find myself repeating \u201cavoid Stripe\u201d to a lot of folks asking me for advice on dealing with payment nowadays", "excerpt": "At this point I\u2019m fairly convinced Stripe is Paypal 2.0, at least in spirit: * Turns a blind eye to misdeeds on its platform * Locks out adult creators/vendors after taking their money * Is ubiquitous, but not well liked I love that Stripe changed the game of fintech and made it accessible to more parties in a programmatic way, but I find myself repeating \u201cavoid Stripe\u201d to a lot of folks asking me for advice on deali", "context": "", "use_case": "payment processing", "switched_from": "", "story": "Stripe is friendly to \"friendly fraud\""}, {"id": 739912896, "item_id": 46244556, "url": "https://news.ycombinator.com/item?id=46244556", "by": "A_D_E_P_T", "date": "2025-12-12", "stance": "warn", "quote": "What they're looking for is ongoing access to our bank account data, including current and historical balances, full transaction history, and account metadata.", "excerpt": "We use Stripe as our payment processor for normal card payments. They just sent us a notice asking us to \"link our bank account\" to Stripe. (It's an \"ask\" but I don't think that they're going to take no for an answer.) What they're looking for is ongoing access to our bank account data, including current and historical balances, full transaction history, and account metadata. They explicitly say this data can be shar", "context": "business using Stripe for card payments", "use_case": "card payment processing", "switched_from": "", "story": "Our \"enterprise\" experience with Stripe after $1B+ processed (be careful)"}]}], "who": [{"by": "Perceptes", "context": "open source developer", "url": "https://news.ycombinator.com/item?id=49923480", "date": "2026-10-01"}, {"by": "mrieck", "context": "previous SaaS founder", "url": "https://news.ycombinator.com/item?id=49254676", "date": "2026-08-11"}, {"by": "erenberke", "context": "Stoa founder", "url": "https://news.ycombinator.com/item?id=49253802", "date": "2026-08-10"}, {"by": "danielnexaaly", "context": "AI-assisted technical operator", "url": "https://news.ycombinator.com/item?id=49251761", "date": "2026-08-10"}, {"by": "LucaSiviero", "context": "Italian solo-founder", "url": "https://news.ycombinator.com/item?id=48817072", "date": "2026-07-07"}, {"by": "andrewshadura", "context": "small shop owner", "url": "https://news.ycombinator.com/item?id=47832496", "date": "2026-04-20"}, {"by": "0dj0bz", "context": "runs a subscription service with web signup", "url": "https://news.ycombinator.com/item?id=46527742", "date": "2026-01-07"}, {"by": "jwr", "context": "customer who wrote their own subscription system", "url": "https://news.ycombinator.com/item?id=46055304", "date": "2025-11-26"}], "tags": [], "use_cases": ["payments", "payment processing", "merchant payments", "payment release control", "payment reconciliation", "billing / subscriptions"], "compared": [{"slug": "paypal", "name": "PayPal", "co": 7, "switched_from": 1, "switched_to": 0}, {"slug": "polar", "name": "Polar", "co": 1, "switched_from": 0, "switched_to": 1}, {"slug": "paddle", "name": "Paddle", "co": 2, "switched_from": 0, "switched_to": 0}, {"slug": "neon", "name": "Neon", "co": 2, "switched_from": 0, "switched_to": 0}, {"slug": "mollie", "name": "Mollie", "co": 2, "switched_from": 0, "switched_to": 0}], "makers": [{"id": 791590320, "item_id": 49474395, "url": "https://news.ycombinator.com/item?id=49474395", "by": "jmtulloss", "date": "2026-08-28", "stance": "neutral", "quote": "Stripe just recently overtook PayPal!", "excerpt": "[disclaimer: I used to work at stripe] I agree with you in principle but I don't think that market cap is the right metric. Market cap captures a lot of assumptions around product mix and growth rates that have been in Stripe's favor for a long time. The most apples-to-apples comparison is just looking at payments volume and ignoring all their other products. In that case, Stripe just recently overtook PayPal! PayPal", "context": "former Stripe employee", "use_case": "payments", "switched_from": "", "story": "Stripe said to abandon $50B pursuit of PayPal"}, {"id": 774752208, "item_id": 48422013, "url": "https://news.ycombinator.com/item?id=48422013", "by": "aiisjustanif", "date": "2026-06-05", "stance": "neutral", "quote": "I used to work at Stripe and they subject to the same penalties as Ayden.", "excerpt": "I used to work at Stripe and they subject to the same penalties as Ayden. There is a misconception that Stripe is an American only company, they have dual HQ model in Ireland and San Francisco. Since they are an Irish founded company and they have an EU entity \u201cStripe Technology Europe\u201d. They can be kicked out of entire countries and regions if they didn\u2019t have an extensive KYC systems and be fined just the same. Sin", "context": "former Stripe employee", "use_case": "payments", "switched_from": "", "story": "Gov.uk goes Dutch on payments as it dumps Stripe"}], "threads": [{"url": "https://news.ycombinator.com/item?id=46048252", "title": "Show HN: We built an open source, zero webhooks payment processor", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=49993914", "title": "Visa, Mastercard, major banks facing new litigation over 'anticompetitive' fees", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49922568", "title": "Ask HN: Who wants to be hired? (October 2026)", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49473483", "title": "Stripe said to abandon $50B pursuit of PayPal", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49235583", "title": "Ask HN: Recommended Merchant of Record and Affliate Setup", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49246057", "title": "Launch HN: Stoa Markets (YC S26) \u2013 A Marketplace for GPUs and AI Servers", "mentions": 1}], "sentiment_by_month": {"2025-11": {"neutral": 2}, "2025-12": {"neutral": 1, "warn": 1}, "2026-01": {"neutral": 2}, "2026-02": {"neutral": 1}, "2026-03": {}, "2026-04": {"recommend": 1}, "2026-05": {"recommend": 1, "compare": 1, "warn": 1}, "2026-06": {}, "2026-07": {"recommend": 1, "neutral": 5}, "2026-08": {"neutral": 4}, "2026-09": {}, "2026-10": {"recommend": 1, "warn": 1}}, "quotes": [{"id": 800011920, "item_id": 50000745, "url": "https://news.ycombinator.com/item?id=50000745", "by": "ppchain", "date": "2026-10-08", "stance": "warn", "quote": "Stripe will immediately charge $15, which is not refunded regardless of the outcome of the dispute.", "excerpt": "From the merchant perspective these middlemen can be infuriating. I use Stripe, and I regularly get chargebacks due to \"Unauthorized Use of Card\" coming from the issuing bank. Stripe will immediately charge $15, which is not refunded regardless of the outcome of the dispute. Then, for the privilege of countering the dispute, I will be charged another $15 which will only be returned if I win. At that point it is put o", "context": "merchant selling physical products", "use_case": "merchant payments", "switched_from": "", "story": "Visa, Mastercard, major banks facing new litigation over 'anticompetitive' fees"}, {"id": 798775683, "item_id": 49923480, "url": "https://news.ycombinator.com/item?id=49923480", "by": "Perceptes", "date": "2026-10-01", "stance": "recommend", "quote": "Things like PagerDuty and Stripe which are generally useful and provide the infrastructure needed for other things to work.", "excerpt": "Location: Oakland, CA Remote: Exclusively Willing to relocate: No Technologies: Rust, Axum, Ruby, Ruby on Rails, TypeScript/JavaScript, Node.js, PostgreSQL, Python, Flask, AWS, Docker, Kubernetes R\u00e9sum\u00e9: Please email for details Email: jimmy@jimmycuadra.com I have worked for years in open source software development. I created and ran two notable open source projects: Lita, a ChatOps framework for Ruby (https://githu", "context": "open source developer", "use_case": "payments", "switched_from": "", "story": "Ask HN: Who wants to be hired? (October 2026)"}, {"id": 788074818, "item_id": 49254676, "url": "https://news.ycombinator.com/item?id=49254676", "by": "mrieck", "date": "2026-08-11", "stance": "neutral", "quote": "My previous SaaS used Stripe", "excerpt": "My previous SaaS used Stripe and I'm in the same position where I want to switch to MoR. Was going to go with Polar for payments and Dub.co for affiliates.", "context": "previous SaaS founder", "use_case": "payments", "switched_from": "", "story": "Ask HN: Recommended Merchant of Record and Affliate Setup"}, {"id": 788060832, "item_id": 49253802, "url": "https://news.ycombinator.com/item?id=49253802", "by": "erenberke", "date": "2026-08-10", "stance": "neutral", "quote": "We use Stripe's services to control payment releases upon shipment / inspection.", "excerpt": "I just used \"escrow\" to make the process relatable, but we are not technically escrowing it under Stoa. We use Stripe's services to control payment releases upon shipment / inspection. Hopefully didn't cause confusion", "context": "Stoa founder", "use_case": "payment release control", "switched_from": "", "story": "Launch HN: Stoa Markets (YC S26) \u2013 A Marketplace for GPUs and AI Servers"}, {"id": 788028178, "item_id": 49251761, "url": "https://news.ycombinator.com/item?id=49251761", "by": "danielnexaaly", "date": "2026-08-10", "stance": "neutral", "quote": "Stripe reconciliation", "excerpt": "Location: Herning, Denmark (UTC+2) Remote: Yes Willing to relocate: Not listing relocation availability at this time Technologies: Linux, JavaScript/Node.js, Git, Docker, HTTP/APIs, browser automation, MCP, Caddy, Stripe, Codex CLI, Claude Code, Qwen Resume/CV: https://www.linkedin.com/in/daniel-abildgaard-376032190/ Portfolio: https://nexaaly.com/bug-hunt/sample/ and https://github.com/AccessNexaaly Email: access@ne", "context": "AI-assisted technical operator", "use_case": "payment reconciliation", "switched_from": "", "story": "Ask HN: Who wants to be hired? (August 2026)"}, {"id": 787765429, "item_id": 49235339, "url": "https://news.ycombinator.com/item?id=49235339", "by": "laurentiurad", "date": "2026-08-09", "stance": "neutral", "quote": "I also have a serious addiction for Stripe notifications", "excerpt": "I built and run several SaaS platforms: - https://dave-bot.com -> a full-stack AI platform where you can generate videos, images, music, code, 3d objects with frontier Gen AI models. - https://headsnap.io -> a platform that you can generate images of yourself based on 4 selfies. - https://quantiq.live -> a service providing financial and historical data for stocks, as well as government trades. - https://aivestor.tec", "context": "", "use_case": "payments", "switched_from": "", "story": "Ask HN: What are you working on? (August 2026)"}, {"id": 786088325, "item_id": 49130520, "url": "https://news.ycombinator.com/item?id=49130520", "by": "sovereigncore", "date": "2026-07-31", "stance": "neutral", "quote": "i had to set up github, render, openrouter, resend, stripe", "excerpt": "Sovereigncore.ca is a websits that started with a man in crisis who was about to give up. my cmha worker was absent, the opp were no good, my family wasnt any help, no friends. Noone, instead of having yet another attempt at a final withdrawl from life, i decided to build my own support system, it started out as just a crisis line, its thhe main feature, its always free and the messages arent capped. theres also 100%", "context": "", "use_case": "payments", "switched_from": "", "story": null}, {"id": 783068003, "item_id": 48941750, "url": "https://news.ycombinator.com/item?id=48941750", "by": "Cyrus2050", "date": "2026-07-16", "stance": "neutral", "quote": "Stripe for payment", "excerpt": "I spent 2 decades in corporate America building software for different clients, and in the last 8 years was working as a principal engineer at a unicorn company. But last year, I decided to do something different with my life. It all started when I saw my boss was trying to build a personal website so he could sell his books directly, vs through Amazon, that cost %30+ more. When he asked me to help him, he had alread", "context": "", "use_case": "payments", "switched_from": "", "story": "AI that builds and runs your business, 24/7"}, {"id": 782848944, "item_id": 48928059, "url": "https://news.ycombinator.com/item?id=48928059", "by": "tempest_", "date": "2026-07-15", "stance": "neutral", "quote": "Anyway we switched to stripe. Don't love stripe and they take a big cut but I hate paypal.", "excerpt": "I remember about 10 years ago I switched our billing / subscription code from paypal to braintree. Braintree was better than paypal but that wasnt saying much. Then paypal bought Braintree and started fucking around with it, asking for conference calls because they wanted us off one of their old flows so they could get us on webhooks that preformed worse and were a pain to implement. Anyway we switched to stripe. Don", "context": "", "use_case": "billing / subscriptions", "switched_from": "PayPal", "story": "Stripe, Advent offer to buy PayPal for more than $53B"}, {"id": 782726229, "item_id": 48920389, "url": "https://news.ycombinator.com/item?id=48920389", "by": "ddyy", "date": "2026-07-15", "stance": "neutral", "quote": "Payments are optional and handled through Stripe or Paypal hosted checkout", "excerpt": "Hi HN, The invoicing SaaS I was using to bill my clients raised its credit card processing fee to 6.9% for free accounts (4% on top of Stripe's 2.9% + 30c fee), so I decided to build my own to fit my minimal needs, hence I called it Minvoice. It runs on Cloudflare Workers + D1 for DB, it should easily be within their free tier for most use cases. The application is built on Hono server-rendered JSX with no client fra", "context": "", "use_case": "payment processing", "switched_from": "", "story": "Show HN: Minvoice \u2013 invoicing app that runs on Cloudflare Workers and D1"}, {"id": 782456577, "item_id": 48903536, "url": "https://news.ycombinator.com/item?id=48903536", "by": "Kevan12", "date": "2026-07-14", "stance": "neutral", "quote": "The Stripe integration is live.", "excerpt": "Hey everyone,I\u2019m an independent developer running a software company out of the Caribbean. Over the last few months, I've tried getting traditional US funding for my platforms, but because of my location, I\u2019ve hit a brick wall.Instead of chasing pitch decks, I decided to just build the damn thing and let the internet judge my work.It\u2019s called BountyClaimer.com. It\u2019s a live platform integrated with Stripe that lets so", "context": "", "use_case": "payments", "switched_from": "", "story": "I built a functional software platform, but zero support. Here is my tool"}, {"id": 781073154, "item_id": 48817072, "url": "https://news.ycombinator.com/item?id=48817072", "by": "LucaSiviero", "date": "2026-07-07", "stance": "recommend", "quote": "Take Stripe as an example: is there a real alternative that covers what they do?", "excerpt": "As an Italian solo-founder, I have to admit that the US vendor dependency is really strong, but when you look at what you need to build a serious product, what can you actually use from European vendors that is even close to US products? Take Stripe as an example: is there a real alternative that covers what they do? Not to talk about Cloud and Edge Computing vendors: GCP, AWS, Cloudflare... does anyone even get clos", "context": "Italian solo-founder", "use_case": "payments", "switched_from": "", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 772619952, "item_id": 48288747, "url": "https://news.ycombinator.com/item?id=48288747", "by": "stego-tech", "date": "2026-05-26", "stance": "warn", "quote": "I find myself repeating \u201cavoid Stripe\u201d to a lot of folks asking me for advice on dealing with payment nowadays", "excerpt": "At this point I\u2019m fairly convinced Stripe is Paypal 2.0, at least in spirit: * Turns a blind eye to misdeeds on its platform * Locks out adult creators/vendors after taking their money * Is ubiquitous, but not well liked I love that Stripe changed the game of fintech and made it accessible to more parties in a programmatic way, but I find myself repeating \u201cavoid Stripe\u201d to a lot of folks asking me for advice on deali", "context": "", "use_case": "payment processing", "switched_from": "", "story": "Stripe is friendly to \"friendly fraud\""}, {"id": 772420609, "item_id": 48276288, "url": "https://news.ycombinator.com/item?id=48276288", "by": "tmaier", "date": "2026-05-26", "stance": "compare", "quote": "I am not sure how it compares in real life to Stripe.", "excerpt": "I would be interested to learn more about Mollie as an alternative to Stripe. I saw that it has some Subscription API endpoints, but I am not sure how it compares in real life to Stripe. How much would I need to build myself in a classical Ruby on Rails SaaS app compared to pay gem/stripe? Are there any reference implementations for any of mainstream programming language and web development frameworks for this use-ca", "context": "Ruby on Rails SaaS developer", "use_case": "subscription payments", "switched_from": "", "story": "The bootstrapper's EU stack for under \u20ac10 per month"}, {"id": 769322032, "item_id": 48082627, "url": "https://news.ycombinator.com/item?id=48082627", "by": "connorgurney", "date": "2026-05-10", "stance": "recommend", "quote": "Stripe handle this interestingly, with a prefix to the ID indicating the type of entity.", "excerpt": "Stripe handle this interestingly, with a prefix to the ID indicating the type of entity. https://dev.to/4thzoa/designing-apis-for-humans-object-ids-3o5a", "context": "", "use_case": "prefixed typed object IDs", "switched_from": "", "story": "Ask HN: We just had an actual UUID v4 collision..."}, {"id": 765319936, "item_id": 47832496, "url": "https://news.ycombinator.com/item?id=47832496", "by": "andrewshadura", "date": "2026-04-20", "stance": "recommend", "quote": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges.", "excerpt": "Stripe's API is great, especially the pre-built checkout and the ability to attach any metadata to charges. In my small shop, I use it as a make-shift order tracking system, adding fields like order_status, invoice_number, order_number, tracking_url, custom delivery details etc.", "context": "small shop owner", "use_case": "payments and order tracking", "switched_from": "", "story": "Stripe's Payment APIs: the first 10 years (2020)"}, {"id": 754632737, "item_id": 47164546, "url": "https://news.ycombinator.com/item?id=47164546", "by": "dpitkevics", "date": "2026-02-26", "stance": "neutral", "quote": "wiring Stripe and email", "excerpt": "totally agree with the idea of a SaaS boilerplate to ship faster; i've been there trying to bolt auth and billing onto a prototype and it kills momentum. first, map the single core user journey you'll validate on day one - signup, upgrade to paid, the primary action, and the confirmation - then only build the pages and API routes needed for that path. keep integrations stubbed behind feature flags so you can demo and", "context": "", "use_case": "payments", "switched_from": "", "story": "Use a SaaS Boilerplate to Ship Faster"}, {"id": 747467281, "item_id": 46716705, "url": "https://news.ycombinator.com/item?id=46716705", "by": "maomaomiumiu", "date": "2026-01-22", "stance": "neutral", "quote": "Stripe integrations", "excerpt": "I used Zapier a lot, including for Stripe integrations (though I don\u2019t remember if it was for doing payments). It required many zaps, came with a lot of limitations too. In the end, I wrote a custom API, which saved a lot of money. I\u2019m also not sure it\u2019s easy to properly implement a Stripe connection (using the Stripe library) inside a custom code action in automation tools.", "context": "", "use_case": "payments", "switched_from": "", "story": "Ask HN: Does \"Zapier for payment automation\" exist?"}, {"id": 744443872, "item_id": 46527742, "url": "https://news.ycombinator.com/item?id=46527742", "by": "0dj0bz", "date": "2026-01-07", "stance": "neutral", "quote": "we support Apple Pay as a payment method via Stripe", "excerpt": "To be clear, even our iOS app doesn't currently have a mechanism to sign up for the service; we reserve that for the website. On there, we support Apple Pay as a payment method via Stripe. My fear is that they are going to try to force us to implement in-app purchases for the iOS app to register for the service, which I don't like because I just don't.", "context": "runs a subscription service with web signup", "use_case": "web payments", "switched_from": "", "story": "Ask HN: Apple App Store Denial Because of Apple Pay"}, {"id": 739912896, "item_id": 46244556, "url": "https://news.ycombinator.com/item?id=46244556", "by": "A_D_E_P_T", "date": "2025-12-12", "stance": "warn", "quote": "What they're looking for is ongoing access to our bank account data, including current and historical balances, full transaction history, and account metadata.", "excerpt": "We use Stripe as our payment processor for normal card payments. They just sent us a notice asking us to \"link our bank account\" to Stripe. (It's an \"ask\" but I don't think that they're going to take no for an answer.) What they're looking for is ongoing access to our bank account data, including current and historical balances, full transaction history, and account metadata. They explicitly say this data can be shar", "context": "business using Stripe for card payments", "use_case": "card payment processing", "switched_from": "", "story": "Our \"enterprise\" experience with Stripe after $1B+ processed (be careful)"}, {"id": 737716896, "item_id": 46107306, "url": "https://news.ycombinator.com/item?id=46107306", "by": "super256", "date": "2025-12-01", "stance": "neutral", "quote": "Stripe retries with exponential back off for three days.", "excerpt": "Ofc I rely on the retry policy. Stripe retries with exponential back off for three days. If Stripe can't reach our endpoint in 3 days we probably went bankrupt or a solar flare ate IT.", "context": "", "use_case": "payments webhooks", "switched_from": "", "story": "How do you handle lost webhooks in production?"}, {"id": 736884864, "item_id": 46055304, "url": "https://news.ycombinator.com/item?id=46055304", "by": "jwr", "date": "2025-11-26", "stance": "neutral", "quote": "incompetent support (these four are the main reasons why I switched from Braintree to Stripe)", "excerpt": "Quick feedback from a Stripe and Braintree customer, who wrote their own subscription system so as not to use Stripe Billing. The things that caused me problems in the past: * inflexible subscription system * unreliable web component for gathering credit card information * unreliable 3DSecure implementation * incompetent support (these four are the main reasons why I switched from Braintree to Stripe) * complex and u", "context": "customer who wrote their own subscription system", "use_case": "payment processing", "switched_from": "Braintree", "story": "Show HN: We built an open source, zero webhooks payment processor"}, {"id": 736774592, "item_id": 46048412, "url": "https://news.ycombinator.com/item?id=46048412", "by": "baobabKoodaa", "date": "2025-11-25", "stance": "neutral", "quote": "This is an added layer of abstraction on top of Stripe.", "excerpt": "For those who are wondering, like me, what is this? Is this a new alternative to Stripe? The answer is: no. This is an added layer of abstraction on top of Stripe.", "context": "", "use_case": "payments", "switched_from": "", "story": "Show HN: We built an open source, zero webhooks payment processor"}]}