{"slug": "revolut", "name": "Revolut", "category": "finance", "category_name": "Finance", "description": "", "recommenders": 1, "commenters": 7, "warners": 4, "score": -2.438, "rising": -0.33, "first": "2025-12-29", "latest": "2026-10-20", "why": "i use revolut in the eu and disposable cards work.", "why_is_quote": true, "has_verdict": false, "sentiment": {"recommend": 1, "neutral": 2, "compare": 0, "warn": 4}, "spark": [0, 0, 0, 0, 0, 0, 0, 1, 0, 0, 0, 0], "listed": false, "loved": [], "caveat": "", "short_quote": "i use revolut in the eu and disposable cards work.", "icon": false, "domain": null, "github_repo": null, "official_url": "", "pricing": "", "aliases": ["Revolut"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 775594144, "item_id": 48474634, "url": "https://news.ycombinator.com/item?id=48474634", "by": "tancop", "date": "2026-06-10", "stance": "recommend", "quote": "i use revolut in the eu and disposable cards work.", "excerpt": "i use revolut in the eu and disposable cards work. its legal because kyc is only between you and your bank (revolut is a bank operating out of latvia), they are not required or allowed to give your personal info to anyone other than payment processors and police.", "context": "EU user", "use_case": "disposable cards", "switched_from": "", "story": "FCC Wants to Kill Burner Phones by Forcing Telecoms to Get All Customers' IDs"}]}], "caveats": [{"label": "", "summary": "", "quotes": [{"id": 802666688, "item_id": 50166668, "url": "https://news.ycombinator.com/item?id=50166668", "by": "rpozarickij", "date": "2026-10-20", "stance": "warn", "quote": "I couldn't pay for groceries with Revolut in a store.", "excerpt": "I couldn't pay for groceries with Revolut in a store. Staff asked if I was using Revolut, but luckily adding a card from a different bank to Apple Pay was quick and painless (I had neither my wallet nor cash with me). Another reminder that we need redundancy for all essential services that we rely on.", "context": "", "use_case": "banking", "switched_from": "", "story": "Google Cloud outage affects almost all banking and other operations in Europe"}, {"id": 799452304, "item_id": 49965769, "url": "https://news.ycombinator.com/item?id=49965769", "by": "tamimio", "date": "2026-10-05", "stance": "warn", "quote": "I wanted to use their platform weeks ago and they requested to \u201cverify my ID\u201d refused and didn\u2019t use it", "excerpt": "Lol, I remember few months ago here in HN and some swedish or danish user telling how they are happy with the amazing cashless system and society there and how it\u2019s better than cash.. there you go, breaches happen and so it blackouts. That being said, one of the issues is private companies are allowed to request personal and private information, no matter how security is, it\u2019s eminent to get hacked or phished, like r", "context": "", "use_case": "", "switched_from": "", "story": "Denmark data breach exposes 8.8M people's personal data"}, {"id": 794968272, "item_id": 49685517, "url": "https://news.ycombinator.com/item?id=49685517", "by": "autotune", "date": "2026-09-13", "stance": "warn", "quote": "I lost access to my Revolut account a while back and recovery did not work", "excerpt": "I lost access to my Revolut account a while back and recovery did not work after losing access to my primary email address and MFA. They also removed the ability to deposit checks on their mobile app. For these reasons I can not treat it like a real bank anymore as much as I love their 4% APY savings account rate. Unlike gmail, which had recovery options with a secondary email address. They could have implemented som", "context": "", "use_case": "banking and savings", "switched_from": "", "story": "Revolut confirms customer data breach through fake government requests"}, {"id": 784752481, "item_id": 49047030, "url": "https://news.ycombinator.com/item?id=49047030", "by": "nh2", "date": "2026-07-25", "stance": "warn", "quote": "I'm looking to move all new things away from Revolut", "excerpt": "Wise in the UK currently is good. You can use it completely without a phone app. It also has good support for passkeys, TOTP, and SMS OTP, allowing to add multiple of each as it should be. If you do choose the Wise app, it currently warns when you run a custom Android ROM, but let's you use it. Our company also uses Revolut business, but that requires a phone app to verify online payments with cards. And Revolut rece", "context": "runs a company in the UK, uses custom Android ROM", "use_case": "business banking", "switched_from": "", "story": "Android May Soon Restrict On-Device ADB"}]}], "who": [{"by": "Flere-Imsaho", "context": "stock Pixel 9 user", "url": "https://news.ycombinator.com/item?id=49467737", "date": "2026-08-27"}, {"by": "tancop", "context": "EU user", "url": "https://news.ycombinator.com/item?id=48474634", "date": "2026-06-10"}, {"by": "stefandesu", "context": "moved from Germany to Norway", "url": "https://news.ycombinator.com/item?id=46421949", "date": "2025-12-29"}], "tags": [], "use_cases": ["banking", "banking and savings", "business banking", "disposable cards", "banking and money transfers"], "compared": [{"slug": "wise", "name": "Wise", "co": 1, "switched_from": 0, "switched_to": 1}], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=50163961", "title": "Google Cloud outage affects almost all banking and other operations in Europe", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49962012", "title": "Denmark data breach exposes 8.8M people's personal data", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49682087", "title": "Revolut confirms customer data breach through fake government requests", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49462253", "title": "Tell HN: PayPal blocks GrapheneOS", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49045159", "title": "Android May Soon Restrict On-Device ADB", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48462308", "title": "FCC Wants to Kill Burner Phones by Forcing Telecoms to Get All Customers' IDs", "mentions": 1}], "sentiment_by_month": {"2025-11": {}, "2025-12": {"neutral": 1}, "2026-01": {}, "2026-02": {}, "2026-03": {}, "2026-04": {}, "2026-05": {}, "2026-06": {"recommend": 1}, "2026-07": {"warn": 1}, "2026-08": {"neutral": 1}, "2026-09": {"warn": 1}, "2026-10": {"warn": 2}}, "quotes": [{"id": 802666688, "item_id": 50166668, "url": "https://news.ycombinator.com/item?id=50166668", "by": "rpozarickij", "date": "2026-10-20", "stance": "warn", "quote": "I couldn't pay for groceries with Revolut in a store.", "excerpt": "I couldn't pay for groceries with Revolut in a store. Staff asked if I was using Revolut, but luckily adding a card from a different bank to Apple Pay was quick and painless (I had neither my wallet nor cash with me). Another reminder that we need redundancy for all essential services that we rely on.", "context": "", "use_case": "banking", "switched_from": "", "story": "Google Cloud outage affects almost all banking and other operations in Europe"}, {"id": 799452304, "item_id": 49965769, "url": "https://news.ycombinator.com/item?id=49965769", "by": "tamimio", "date": "2026-10-05", "stance": "warn", "quote": "I wanted to use their platform weeks ago and they requested to \u201cverify my ID\u201d refused and didn\u2019t use it", "excerpt": "Lol, I remember few months ago here in HN and some swedish or danish user telling how they are happy with the amazing cashless system and society there and how it\u2019s better than cash.. there you go, breaches happen and so it blackouts. That being said, one of the issues is private companies are allowed to request personal and private information, no matter how security is, it\u2019s eminent to get hacked or phished, like r", "context": "", "use_case": "", "switched_from": "", "story": "Denmark data breach exposes 8.8M people's personal data"}, {"id": 794968272, "item_id": 49685517, "url": "https://news.ycombinator.com/item?id=49685517", "by": "autotune", "date": "2026-09-13", "stance": "warn", "quote": "I lost access to my Revolut account a while back and recovery did not work", "excerpt": "I lost access to my Revolut account a while back and recovery did not work after losing access to my primary email address and MFA. They also removed the ability to deposit checks on their mobile app. For these reasons I can not treat it like a real bank anymore as much as I love their 4% APY savings account rate. Unlike gmail, which had recovery options with a secondary email address. They could have implemented som", "context": "", "use_case": "banking and savings", "switched_from": "", "story": "Revolut confirms customer data breach through fake government requests"}, {"id": 791483792, "item_id": 49467737, "url": "https://news.ycombinator.com/item?id=49467737", "by": "Flere-Imsaho", "date": "2026-08-27", "stance": "neutral", "quote": "I use revolut on a stock pixel 9", "excerpt": "I use revolut on a stock pixel 9, have been considering Graphene, but im worried about stuff like: https://grapheneos.social/@GrapheneOS/117045625230764434", "context": "stock Pixel 9 user", "use_case": "banking", "switched_from": "", "story": "Tell HN: PayPal blocks GrapheneOS"}, {"id": 784752481, "item_id": 49047030, "url": "https://news.ycombinator.com/item?id=49047030", "by": "nh2", "date": "2026-07-25", "stance": "warn", "quote": "I'm looking to move all new things away from Revolut", "excerpt": "Wise in the UK currently is good. You can use it completely without a phone app. It also has good support for passkeys, TOTP, and SMS OTP, allowing to add multiple of each as it should be. If you do choose the Wise app, it currently warns when you run a custom Android ROM, but let's you use it. Our company also uses Revolut business, but that requires a phone app to verify online payments with cards. And Revolut rece", "context": "runs a company in the UK, uses custom Android ROM", "use_case": "business banking", "switched_from": "", "story": "Android May Soon Restrict On-Device ADB"}, {"id": 775594144, "item_id": 48474634, "url": "https://news.ycombinator.com/item?id=48474634", "by": "tancop", "date": "2026-06-10", "stance": "recommend", "quote": "i use revolut in the eu and disposable cards work.", "excerpt": "i use revolut in the eu and disposable cards work. its legal because kyc is only between you and your bank (revolut is a bank operating out of latvia), they are not required or allowed to give your personal info to anyone other than payment processors and police.", "context": "EU user", "use_case": "disposable cards", "switched_from": "", "story": "FCC Wants to Kill Burner Phones by Forcing Telecoms to Get All Customers' IDs"}, {"id": 742751184, "item_id": 46421949, "url": "https://news.ycombinator.com/item?id=46421949", "by": "stefandesu", "date": "2025-12-29", "stance": "neutral", "quote": "my Norwegian bank account and my Revolut account", "excerpt": "I moved from Germany to Norway and it would be awesome if they could integrate with each other. I have yet to find a way to transfer money between my Norwegian bank account and my Revolut account without substantial fees (on top of currency conversion fees).", "context": "moved from Germany to Norway", "use_case": "banking and money transfers", "switched_from": "", "story": "EU to build no-fee payments service like Visa/Mastercard and Apple/Google Pay"}]}