{"slug": "privacy-com", "name": "Privacy.com", "category": "other", "category_name": "Other software", "description": "", "recommenders": 3, "commenters": 6, "warners": 0, "score": 3.643, "rising": 0.35, "first": "2026-02-27", "latest": "2026-10-15", "why": "Privacy.com won that dispute and I got that money back.", "why_is_quote": true, "has_verdict": false, "sentiment": {"recommend": 3, "neutral": 3, "compare": 0, "warn": 0}, "spark": [0, 0, 0, 1, 0, 0, 0, 0, 1, 0, 0, 1], "listed": true, "loved": [], "caveat": "", "short_quote": "Privacy.com won that dispute and I got that money back.", "icon": true, "domain": null, "github_repo": null, "official_url": "https://privacy.com", "pricing": "", "aliases": ["Privacy.com"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 801635616, "item_id": 50102226, "url": "https://news.ycombinator.com/item?id=50102226", "by": "hahajk", "date": "2026-10-15", "stance": "recommend", "quote": "Nowadays I use Privacy merchant-locked cards for everything online", "excerpt": "> you can't delete your credit card information from their system In cases like this (for me it has been Verizon and Adobe), you can usually change your credit card on file. Nowadays I use Privacy merchant-locked cards for everything online but in the cases where I used a physical credit card, I would change it to a Privacy card and then pause that card or put a monthly cap on charges (after making a reasonable effor", "context": "", "use_case": "merchant-locked virtual cards", "switched_from": "", "story": "Google is silently linking your phone number across all signed-in accounts"}, {"id": 783423488, "item_id": 48963968, "url": "https://news.ycombinator.com/item?id=48963968", "by": "dawnerd", "date": "2026-07-18", "stance": "recommend", "quote": "I\u2019ve never had a limited card get rejected. Granted I use ones from privacy.com.", "excerpt": "I\u2019ve never had a limited card get rejected. Granted I use ones from privacy.com. That\u2019s also what I have hooked up to my aws / amazon.", "context": "", "use_case": "limited cards for AWS billing", "switched_from": "", "story": "AWS: Inaccurate Estimated Billing Data - $1.7 BILLION"}, {"id": 755064849, "item_id": 47191553, "url": "https://news.ycombinator.com/item?id=47191553", "by": "ddtaylor", "date": "2026-02-27", "stance": "recommend", "quote": "Privacy.com won that dispute and I got that money back.", "excerpt": "Story time! I actually cancelled my ChatGPT subscription in late 2024 and documented the process, kind of as a social media thing because it had gotten so bad and I realized nobody in my family was using it anymore. I asked my wife if she was getting any use out of it and she told me she had been using Gemini and Grok for months because \"GPT is very lazy now\". After a while another charge came in for the subscription", "context": "", "use_case": "online payments", "switched_from": "", "story": "How do I cancel my ChatGPT subscription?"}]}], "caveats": [], "who": [], "tags": [], "use_cases": ["virtual cards for subscriptions", "merchant-locked virtual cards", "virtual payment card", "limited cards for aws billing", "online payments"], "compared": [], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=48945241", "title": "AWS: Inaccurate Estimated Billing Data - $1.7 BILLION", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=50090349", "title": "Google is silently linking your phone number across all signed-in accounts", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=50045946", "title": "NYC's \"Click to Cancel\" rule is now in effect", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49183750", "title": "Oracle Just Halved Its Always Free ARM Limits", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=47190997", "title": "How do I cancel my ChatGPT subscription?", "mentions": 1}], "sentiment_by_month": {"2025-11": {}, "2025-12": {}, "2026-01": {}, "2026-02": {"recommend": 1}, "2026-03": {}, "2026-04": {}, "2026-05": {}, "2026-06": {}, "2026-07": {"recommend": 1, "neutral": 1}, "2026-08": {"neutral": 1}, "2026-09": {}, "2026-10": {"neutral": 1, "recommend": 1}}, "quotes": [{"id": 801635616, "item_id": 50102226, "url": "https://news.ycombinator.com/item?id=50102226", "by": "hahajk", "date": "2026-10-15", "stance": "recommend", "quote": "Nowadays I use Privacy merchant-locked cards for everything online", "excerpt": "> you can't delete your credit card information from their system In cases like this (for me it has been Verizon and Adobe), you can usually change your credit card on file. Nowadays I use Privacy merchant-locked cards for everything online but in the cases where I used a physical credit card, I would change it to a Privacy card and then pause that card or put a monthly cap on charges (after making a reasonable effor", "context": "", "use_case": "merchant-locked virtual cards", "switched_from": "", "story": "Google is silently linking your phone number across all signed-in accounts"}, {"id": 800936560, "item_id": 50058535, "url": "https://news.ycombinator.com/item?id=50058535", "by": "briffle", "date": "2026-10-12", "stance": "neutral", "quote": "last time I used privacy.com, and set a max limit", "excerpt": "> Lots of companies have a way to unsubscribe electronically, but it requires logging in to your account, going into settings, saying you want to unsub, and possibly declining various offers to stay. My local paper on the west coast is owned now by USA Today. They often have specials (digital edition for $8 for only 6 months) sales. Takes a CC, and a few clicks. If you go past that time, you get switched to the $15/m", "context": "", "use_case": "virtual cards for subscriptions", "switched_from": "", "story": "NYC's \"Click to Cancel\" rule is now in effect"}, {"id": 787036627, "item_id": 49189789, "url": "https://news.ycombinator.com/item?id=49189789", "by": "queenkjuul", "date": "2026-08-05", "stance": "neutral", "quote": "pretty sure they accepted my Privacy.com virtual card which i retroactively set a $1 spending limit on", "excerpt": "Oof. Not actually the end of the world for me but i do have two of their free instances that i rely on every day. Lucky for me i mostly just use the functionally unlimited bandwidth they give out for free (VPN to my home server so i can access Plex, Nextcloud etc via my domain name--basically zero CPU, but lots of big file transfers) My god though, OCI is an absolute shambles, far and away the most awful cloud relate", "context": "", "use_case": "virtual payment card", "switched_from": "", "story": "Oracle Just Halved Its Always Free ARM Limits"}, {"id": 783731776, "item_id": 48983236, "url": "https://news.ycombinator.com/item?id=48983236", "by": "myself248", "date": "2026-07-20", "stance": "neutral", "quote": "I used a Privacy.com card for a New York Times trial subscription", "excerpt": "They are also not all that limited. I used a Privacy.com card for a New York Times trial subscription, which of course I could not cancel online, so I just let it expire. A few days past the renewal date, I saw a $waytoomuch charge on my card. I wrote to Privacy, and this was their reply: > Jun 1, 2022, 5:21 PM EDT > I've been reviewing your dispute and wanted to touch base with you to explain what happened. > It app", "context": "", "use_case": "virtual cards for subscriptions", "switched_from": "", "story": "AWS: Inaccurate Estimated Billing Data - $1.7 BILLION"}, {"id": 783423488, "item_id": 48963968, "url": "https://news.ycombinator.com/item?id=48963968", "by": "dawnerd", "date": "2026-07-18", "stance": "recommend", "quote": "I\u2019ve never had a limited card get rejected. Granted I use ones from privacy.com.", "excerpt": "I\u2019ve never had a limited card get rejected. Granted I use ones from privacy.com. That\u2019s also what I have hooked up to my aws / amazon.", "context": "", "use_case": "limited cards for AWS billing", "switched_from": "", "story": "AWS: Inaccurate Estimated Billing Data - $1.7 BILLION"}, {"id": 755064849, "item_id": 47191553, "url": "https://news.ycombinator.com/item?id=47191553", "by": "ddtaylor", "date": "2026-02-27", "stance": "recommend", "quote": "Privacy.com won that dispute and I got that money back.", "excerpt": "Story time! I actually cancelled my ChatGPT subscription in late 2024 and documented the process, kind of as a social media thing because it had gotten so bad and I realized nobody in my family was using it anymore. I asked my wife if she was getting any use out of it and she told me she had been using Gemini and Grok for months because \"GPT is very lazy now\". After a while another charge came in for the subscription", "context": "", "use_case": "online payments", "switched_from": "", "story": "How do I cancel my ChatGPT subscription?"}]}