{"slug": "curve", "name": "Curve", "category": "finance", "category_name": "Finance", "description": "", "recommenders": 4, "commenters": 10, "warners": 3, "score": 1.696, "rising": 0.02, "first": "2026-02-19", "latest": "2026-09-22", "why": "", "why_is_quote": false, "has_verdict": false, "sentiment": {"recommend": 4, "neutral": 3, "compare": 0, "warn": 3}, "spark": [0, 0, 0, 0, 2, 0, 0, 1, 0, 0, 1, 0], "listed": true, "loved": [], "caveat": "", "short_quote": "", "kind": "", "icon": false, "domain": "curve.com", "github_repo": null, "official_url": "https://www.curve.com/", "pricing": "", "aliases": ["Curve"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 796956320, "item_id": 49809770, "url": "https://news.ycombinator.com/item?id=49809770", "by": "lazzurs", "date": "2026-09-22", "version": null, "stance": "recommend", "quote": "Curve currently works great for me", "excerpt": "Curve currently works great for me but I am hoping Walt will launch soon. https://walt.is/", "context": "", "use_case": "", "switched_from": "", "story": "There's a high chance of devices being sold with GrapheneOS preinstalled in 2027"}, {"id": 777226785, "item_id": 48576674, "url": "https://news.ycombinator.com/item?id=48576674", "by": "estebank", "date": "2026-06-17", "version": null, "stance": "recommend", "quote": "in Europe you can instead use Curve", "excerpt": "The things I've found: - RCS doesn't work at all on non-Owner accounts, switching to the owner account is necessary to receive them (I use a secondary account for my \"main\" account, the owner is left empty except for a Google Fi associated account) - Immediate auto-update can cause phone to turn off and not turn on overnight (you can change the setting) - Google Wallet won't work for payments (in Europe you can inste", "context": "", "use_case": "mobile payments", "switched_from": "", "story": "Volkswagen started blocking GrapheneOS users"}, {"id": 755669665, "item_id": 47229354, "url": "https://news.ycombinator.com/item?id=47229354", "by": "franga2000", "date": "2026-03-02", "version": null, "stance": "recommend", "quote": "I use the Curve \"proxy card\" and it works fine.", "excerpt": "It's not about credit/debit, it's about phone/card. Americans tend to use \"credit card\" as a generic term for payment cards. And yes, phone NFC payment is one of those technically unnecessary conveniences that's really easy to get used to. You probably already have your phone out or at least accessible in like one second, paying with it instead of pulling out your wallet and finding a card or even cash is just sooo n", "context": "", "use_case": "card proxy for payments", "switched_from": "", "story": "I've been running GrapheneOS on my Pixel Fold for over half a year"}, {"id": 755447568, "item_id": 47215473, "url": "https://news.ycombinator.com/item?id=47215473", "by": "icar", "date": "2026-03-02", "version": null, "stance": "recommend", "quote": "Curve works on GrapheneOS. I use it weekly.", "excerpt": "Curve works on GrapheneOS. I use it weekly.", "context": "", "use_case": "", "switched_from": "", "story": "Motorola announces a partnership with GrapheneOS Foundation"}]}], "caveats": [{"label": "", "summary": "", "quotes": [{"id": 796888369, "item_id": 49805523, "url": "https://news.ycombinator.com/item?id=49805523", "by": "microtonal", "date": "2026-09-22", "version": null, "stance": "warn", "quote": "they don't work great everywhere", "excerpt": "My banks (in Europe) work fine. The primary thing that is missing is tap-to-pay because Google is abusing its monopoly position and not letting GrapheneOS pass remote attestation. There are some apps that have their own tap-to-pay, such as Curve in most of Europe and PayPal in Germany, but they don't work great everywhere (e.g. where I live, all payment terminals accept tap-to-pay based on debit cards, but more than ", "context": "", "use_case": "", "switched_from": "", "story": "There's a high chance of devices being sold with GrapheneOS preinstalled in 2027"}, {"id": 777564384, "item_id": 48597774, "url": "https://news.ycombinator.com/item?id=48597774", "by": "gvurrdon", "date": "2026-06-19", "version": null, "stance": "warn", "quote": "Oh dear...", "excerpt": "I notice that their user identity verification involves \"Entrust\": https://help.curve.com/en_gb/your-curve-account-verification-rJqJVYKvK https://www.entrust.com/products/identity-verification?edc_redirect=Onfido-Redirect As the second URL suggests, Entrust used to be called Onfido. https://uk.trustpilot.com/review/onfido.com Oh dear...", "context": "", "use_case": "", "switched_from": "", "story": "GrapheneOS has been ported to Android 17 and official releases are coming soon"}, {"id": 753228576, "item_id": 47076786, "url": "https://news.ycombinator.com/item?id=47076786", "by": "jamesbelchamber", "date": "2026-02-19", "version": null, "stance": "warn", "quote": "I used to use Curve but they became really unreliable", "excerpt": "I used to use Curve but they became really unreliable, especially when paying for public transport, so I just switched back to a normal card. Shame because you can get some nice watch straps with curve integration, which would neatly solve the missing payment feature on Pebble watches.", "context": "", "use_case": "", "switched_from": "", "story": "Pebble Production: February Update"}]}], "who": [], "tags": [], "use_cases": ["contactless card payments", "mobile payments", "contactless payments", "card proxy for payments"], "compared": [{"slug": "grapheneos", "name": "GrapheneOS", "co": 5, "switched_from": 0, "switched_to": 0}, {"slug": "google-wallet", "name": "Google Wallet", "co": 2, "switched_from": 0, "switched_to": 0}, {"slug": "walt", "name": "Walt", "co": 2, "switched_from": 0, "switched_to": 0}], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=49804683", "title": "There's a high chance of devices being sold with GrapheneOS preinstalled in 2027", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=47228390", "title": "I've been running GrapheneOS on my Pixel Fold for over half a year", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=49801939", "title": "Apple has added persistent 'ads' to iOS, and it's driving users crazy", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49124051", "title": "A big win for Android interoperability", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48561654", "title": "GrapheneOS has been ported to Android 17 and official releases are coming soon", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48571526", "title": "Volkswagen started blocking GrapheneOS users", "mentions": 1}], "sentiment_by_month": {"2025-11": {}, "2025-12": {}, "2026-01": {}, "2026-02": {"warn": 1}, "2026-03": {"recommend": 2, "neutral": 1}, "2026-04": {}, "2026-05": {}, "2026-06": {"recommend": 1, "warn": 1}, "2026-07": {}, "2026-08": {"neutral": 1}, "2026-09": {"neutral": 1, "warn": 1, "recommend": 1}, "2026-10": {}}, "versions": [], "version_unnamed": 0, "family_ref": null, "runs_on": null, "lines": [], "quotes": [{"id": 796956320, "item_id": 49809770, "url": "https://news.ycombinator.com/item?id=49809770", "by": "lazzurs", "date": "2026-09-22", "version": null, "stance": "recommend", "quote": "Curve currently works great for me", "excerpt": "Curve currently works great for me but I am hoping Walt will launch soon. https://walt.is/", "context": "", "use_case": "", "switched_from": "", "story": "There's a high chance of devices being sold with GrapheneOS preinstalled in 2027"}, {"id": 796888369, "item_id": 49805523, "url": "https://news.ycombinator.com/item?id=49805523", "by": "microtonal", "date": "2026-09-22", "version": null, "stance": "warn", "quote": "they don't work great everywhere", "excerpt": "My banks (in Europe) work fine. The primary thing that is missing is tap-to-pay because Google is abusing its monopoly position and not letting GrapheneOS pass remote attestation. There are some apps that have their own tap-to-pay, such as Curve in most of Europe and PayPal in Germany, but they don't work great everywhere (e.g. where I live, all payment terminals accept tap-to-pay based on debit cards, but more than ", "context": "", "use_case": "", "switched_from": "", "story": "There's a high chance of devices being sold with GrapheneOS preinstalled in 2027"}, {"id": 796872481, "item_id": 49804530, "url": "https://news.ycombinator.com/item?id=49804530", "by": "Cider9986", "date": "2026-09-22", "version": null, "stance": "neutral", "quote": "Contactless works with curve and paypal in Europe.", "excerpt": "I agree about cash, but we are talking about a luxury experience. In fact, GrapheneOS has talked about it [1]. > So the lack of contactless payment on GrapheneOS may be inconvenient, but is it consistent with a privacy stance I doubt you're implying this, but GrapheneOS doesn't break contactless, Google does by blocking GrapheneOS. Contactless works with curve and paypal in Europe. [1] https://grapheneos.social/@Grap", "context": "", "use_case": "Contactless card payments", "switched_from": "", "story": "Apple has added persistent 'ads' to iOS, and it's driving users crazy"}, {"id": 786322306, "item_id": 49145144, "url": "https://news.ycombinator.com/item?id=49145144", "by": "notpushkin", "date": "2026-08-02", "version": null, "stance": "neutral", "quote": "integrating with Curve (https://www.curve.com/)", "excerpt": "> They claim first tap to pay will happen later this year. Big if true. I guess the main problem is, would the banks from all over the world join in? Fidesmo (https://fidesmo.com/consumer/fidesmo-pay/) has managed to sidestep this by integrating with Curve (https://www.curve.com/), which issues their own card and then charges your bank\u2019s card from their end when you pay with theirs (tokenized and emulated by Fidesmo)", "context": "", "use_case": "", "switched_from": "", "story": "A big win for Android interoperability"}, {"id": 777564384, "item_id": 48597774, "url": "https://news.ycombinator.com/item?id=48597774", "by": "gvurrdon", "date": "2026-06-19", "version": null, "stance": "warn", "quote": "Oh dear...", "excerpt": "I notice that their user identity verification involves \"Entrust\": https://help.curve.com/en_gb/your-curve-account-verification-rJqJVYKvK https://www.entrust.com/products/identity-verification?edc_redirect=Onfido-Redirect As the second URL suggests, Entrust used to be called Onfido. https://uk.trustpilot.com/review/onfido.com Oh dear...", "context": "", "use_case": "", "switched_from": "", "story": "GrapheneOS has been ported to Android 17 and official releases are coming soon"}, {"id": 777226785, "item_id": 48576674, "url": "https://news.ycombinator.com/item?id=48576674", "by": "estebank", "date": "2026-06-17", "version": null, "stance": "recommend", "quote": "in Europe you can instead use Curve", "excerpt": "The things I've found: - RCS doesn't work at all on non-Owner accounts, switching to the owner account is necessary to receive them (I use a secondary account for my \"main\" account, the owner is left empty except for a Google Fi associated account) - Immediate auto-update can cause phone to turn off and not turn on overnight (you can change the setting) - Google Wallet won't work for payments (in Europe you can inste", "context": "", "use_case": "mobile payments", "switched_from": "", "story": "Volkswagen started blocking GrapheneOS users"}, {"id": 755680785, "item_id": 47230049, "url": "https://news.ycombinator.com/item?id=47230049", "by": "dns_snek", "date": "2026-03-03", "version": null, "stance": "neutral", "quote": "I've heard that Curve is a viable alternative", "excerpt": "I use 5 different banking apps and 3 other financial/investment apps and they all work fine, you should check compatibility with yours [1]. And to be precise, contactless payments work but not through Google Pay - I've heard that Curve is a viable alternative, and some banks might have their own systems that aren't based on Google Pay (though most seem to be). [1] https://privsec.dev/posts/android/banking-application", "context": "", "use_case": "contactless payments", "switched_from": "", "story": "I've been running GrapheneOS on my Pixel Fold for over half a year"}, {"id": 755669665, "item_id": 47229354, "url": "https://news.ycombinator.com/item?id=47229354", "by": "franga2000", "date": "2026-03-02", "version": null, "stance": "recommend", "quote": "I use the Curve \"proxy card\" and it works fine.", "excerpt": "It's not about credit/debit, it's about phone/card. Americans tend to use \"credit card\" as a generic term for payment cards. And yes, phone NFC payment is one of those technically unnecessary conveniences that's really easy to get used to. You probably already have your phone out or at least accessible in like one second, paying with it instead of pulling out your wallet and finding a card or even cash is just sooo n", "context": "", "use_case": "card proxy for payments", "switched_from": "", "story": "I've been running GrapheneOS on my Pixel Fold for over half a year"}, {"id": 755447568, "item_id": 47215473, "url": "https://news.ycombinator.com/item?id=47215473", "by": "icar", "date": "2026-03-02", "version": null, "stance": "recommend", "quote": "Curve works on GrapheneOS. I use it weekly.", "excerpt": "Curve works on GrapheneOS. I use it weekly.", "context": "", "use_case": "", "switched_from": "", "story": "Motorola announces a partnership with GrapheneOS Foundation"}, {"id": 753228576, "item_id": 47076786, "url": "https://news.ycombinator.com/item?id=47076786", "by": "jamesbelchamber", "date": "2026-02-19", "version": null, "stance": "warn", "quote": "I used to use Curve but they became really unreliable", "excerpt": "I used to use Curve but they became really unreliable, especially when paying for public transport, so I just switched back to a normal card. Shame because you can get some nice watch straps with curve integration, which would neatly solve the missing payment feature on Pebble watches.", "context": "", "use_case": "", "switched_from": "", "story": "Pebble Production: February Update"}]}