{"slug": "blik", "name": "BLIK", "category": "finance", "category_name": "Finance", "description": "", "recommenders": 5, "commenters": 7, "warners": 0, "score": 5.029, "rising": -0.31, "first": "2026-01-31", "latest": "2026-10-23", "why": "It\u2019s trusted, available for 10+y and generally a successful project.", "why_is_quote": true, "has_verdict": false, "sentiment": {"recommend": 5, "neutral": 2, "compare": 0, "warn": 0}, "spark": [0, 0, 1, 1, 0, 1, 0, 0, 1, 0, 0, 1], "listed": true, "loved": [], "caveat": "", "short_quote": "It\u2019s trusted, available for 10+y and generally a successful project.", "kind": "", "icon": true, "domain": "blik.com", "github_repo": null, "official_url": "https://blik.com", "pricing": "", "aliases": ["BLIK", "Blik"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 803283104, "item_id": 50205194, "url": "https://news.ycombinator.com/item?id=50205194", "by": "puszczyk", "date": "2026-10-23", "version": null, "stance": "recommend", "quote": "It\u2019s trusted, available for 10+y and generally a successful project.", "excerpt": "In Poland everyone uses Blik, recently even Revolut (a popular pan-EU neobank) started supporting it for transactions in Poland. It\u2019s trusted, available for 10+y and generally a successful project. I don\u2019t think it ever tried expanding outside of Poland though. When it comes to Wero\u2014I\u2019m not sure. My bank recently replaced \u201cpayconiq\u201d with it, and I don\u2019t see any benefits or new features and the app seems amateurish. I", "context": "Polish, living abroad", "use_case": "Mobile payments in Poland", "switched_from": "", "story": "Getting ready to operate GNU Taler in Germany"}, {"id": 763910960, "item_id": 47744435, "url": "https://news.ycombinator.com/item?id=47744435", "by": "gambiting", "date": "2026-04-12", "version": null, "stance": "recommend", "quote": "In Poland Blik is ubiquitous and very very easy to use.", "excerpt": "Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying \"seller X is trying to debit your account by amount Y, agree?\". It's brilliant because then", "context": "", "use_case": "", "switched_from": "", "story": "Google Removes \"Doki Doki Literature Club\" from Google Play"}, {"id": 751401776, "item_id": 46962611, "url": "https://news.ycombinator.com/item?id=46962611", "by": "thompson2908", "date": "2026-02-10", "version": null, "stance": "recommend", "quote": "In Poland we have quite popular and handy BLIK system", "excerpt": "In Poland we have quite popular and handy BLIK system: https://www.blik.com Card terminals here in Poland usually accept BLIK payments It is also very popular payment method in e-commerce", "context": "", "use_case": "mobile payments in Poland", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 749377264, "item_id": 46836079, "url": "https://news.ycombinator.com/item?id=46836079", "by": "bluecalm", "date": "2026-01-31", "version": null, "stance": "recommend", "quote": "There are local alternatives that do pretty well (BLIK in Poland", "excerpt": ">>As a European, I am glad that this is finally discussed in the open! I have made multiple comments in the last weeks that one of the most important things, for me, is an alternative to the Visa/Mastercard duopoly. The main reason we don't have an alternative to Visa/Mastercard duopoly is protectionism of EU countries. There are local alternatives that do pretty well (BLIK in Poland, Revolut Pay in countries where i", "context": "", "use_case": "", "switched_from": "", "story": "Euro firms must ditch Uncle Sam's clouds and go EU-native"}]}], "caveats": [], "who": [{"by": "puszczyk", "context": "Polish, living abroad", "url": "https://news.ycombinator.com/item?id=50205194", "date": "2026-10-23"}], "tags": [], "use_cases": ["mobile payments in poland", "paying on merchant sites"], "compared": [], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=46958399", "title": "Europe's $24T Breakup with Visa and Mastercard Has Begun", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=50197404", "title": "Getting ready to operate GNU Taler in Germany", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=49072310", "title": "Decathlon Germany adds Wero payment option to decathlon.de website", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48207004", "title": "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=47743730", "title": "Google Removes \"Doki Doki Literature Club\" from Google Play", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=46835336", "title": "Euro firms must ditch Uncle Sam's clouds and go EU-native", "mentions": 1}], "sentiment_by_month": {"2025-11": {}, "2025-12": {}, "2026-01": {"recommend": 1}, "2026-02": {"recommend": 1, "neutral": 1}, "2026-03": {}, "2026-04": {"recommend": 1}, "2026-05": {"neutral": 1}, "2026-06": {}, "2026-07": {"recommend": 1}, "2026-08": {}, "2026-09": {}, "2026-10": {"recommend": 1}}, "versions": [], "version_unnamed": 0, "family_ref": null, "runs_on": null, "lines": [], "quotes": [{"id": 803283104, "item_id": 50205194, "url": "https://news.ycombinator.com/item?id=50205194", "by": "puszczyk", "date": "2026-10-23", "version": null, "stance": "recommend", "quote": "It\u2019s trusted, available for 10+y and generally a successful project.", "excerpt": "In Poland everyone uses Blik, recently even Revolut (a popular pan-EU neobank) started supporting it for transactions in Poland. It\u2019s trusted, available for 10+y and generally a successful project. I don\u2019t think it ever tried expanding outside of Poland though. When it comes to Wero\u2014I\u2019m not sure. My bank recently replaced \u201cpayconiq\u201d with it, and I don\u2019t see any benefits or new features and the app seems amateurish. I", "context": "Polish, living abroad", "use_case": "Mobile payments in Poland", "switched_from": "", "story": "Getting ready to operate GNU Taler in Germany"}, {"id": 785205312, "item_id": 49075332, "url": "https://news.ycombinator.com/item?id=49075332", "by": "ktosobcy", "date": "2026-07-27", "version": null, "stance": "recommend", "quote": "", "excerpt": "There are similar payment options across the EU. There is Bizum in Spain which works in similar way (and also offers phone-to-phone transfers). There is EMP association (https://en.wikipedia.org/wiki/European_Mobile_Payment_Systems_Association) which both BLIK and Bizum and bunch of others (I'd say majority of Europe) are members of that are already working on integration and Spain and Italy already work. https://www", "context": "", "use_case": "", "switched_from": "", "story": "Decathlon Germany adds Wero payment option to decathlon.de website"}, {"id": 771358320, "item_id": 48209895, "url": "https://news.ycombinator.com/item?id=48209895", "by": "weezing", "date": "2026-05-20", "version": null, "stance": "neutral", "quote": "With a code.", "excerpt": "With a code. https://www.blik.com/en/first-steps-with-blik", "context": "", "use_case": "Paying on merchant sites", "switched_from": "", "story": "Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment"}, {"id": 763910960, "item_id": 47744435, "url": "https://news.ycombinator.com/item?id=47744435", "by": "gambiting", "date": "2026-04-12", "version": null, "stance": "recommend", "quote": "In Poland Blik is ubiquitous and very very easy to use.", "excerpt": "Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying \"seller X is trying to debit your account by amount Y, agree?\". It's brilliant because then", "context": "", "use_case": "", "switched_from": "", "story": "Google Removes \"Doki Doki Literature Club\" from Google Play"}, {"id": 751553904, "item_id": 46972119, "url": "https://news.ycombinator.com/item?id=46972119", "by": "rudolftheone", "date": "2026-02-10", "version": null, "stance": "neutral", "quote": "Blik has just made a significant step toward interoperability", "excerpt": "As jacekm mentioned already (https://news.ycombinator.com/item?id=46963497), Blik has just made a significant step toward interoperability just week ago, see https://www.blik.com/przelewy-na-telefon-w-euro-z-hiszpanii-do-polski-blik-testuje-interoperacyjnosc-z-kolejnymi-europejskimi-systemami-platnosci", "context": "", "use_case": "", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 751401776, "item_id": 46962611, "url": "https://news.ycombinator.com/item?id=46962611", "by": "thompson2908", "date": "2026-02-10", "version": null, "stance": "recommend", "quote": "In Poland we have quite popular and handy BLIK system", "excerpt": "In Poland we have quite popular and handy BLIK system: https://www.blik.com Card terminals here in Poland usually accept BLIK payments It is also very popular payment method in e-commerce", "context": "", "use_case": "mobile payments in Poland", "switched_from": "", "story": "Europe's $24T Breakup with Visa and Mastercard Has Begun"}, {"id": 749377264, "item_id": 46836079, "url": "https://news.ycombinator.com/item?id=46836079", "by": "bluecalm", "date": "2026-01-31", "version": null, "stance": "recommend", "quote": "There are local alternatives that do pretty well (BLIK in Poland", "excerpt": ">>As a European, I am glad that this is finally discussed in the open! I have made multiple comments in the last weeks that one of the most important things, for me, is an alternative to the Visa/Mastercard duopoly. The main reason we don't have an alternative to Visa/Mastercard duopoly is protectionism of EU countries. There are local alternatives that do pretty well (BLIK in Poland, Revolut Pay in countries where i", "context": "", "use_case": "", "switched_from": "", "story": "Euro firms must ditch Uncle Sam's clouds and go EU-native"}]}