{"slug": "adyen", "name": "Adyen", "category": "finance", "category_name": "Finance", "description": "", "recommenders": 4, "commenters": 7, "warners": 1, "score": 3.123, "rising": -1.31, "first": "2025-11-26", "latest": "2026-07-16", "why": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion.", "why_is_quote": true, "has_verdict": false, "sentiment": {"recommend": 4, "neutral": 1, "compare": 1, "warn": 1}, "spark": [1, 0, 0, 1, 0, 0, 0, 0, 2, 0, 0, 0], "listed": true, "loved": [], "caveat": "", "short_quote": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion.", "kind": "", "icon": true, "domain": "adyen.com", "github_repo": null, "official_url": "https://www.adyen.com", "pricing": "", "aliases": ["Adyen"], "verdict": null, "praise": [{"label": "", "summary": "", "quotes": [{"id": 781086081, "item_id": 48817880, "url": "https://news.ycombinator.com/item?id=48817880", "by": "epolanski", "date": "2026-07-07", "version": null, "stance": "recommend", "quote": "Adyen is also good.", "excerpt": "I'm italian too. For payments I've used Mollie, which is EU based and has good DX. It also has something critical that Stripe does not: proper customer service. Adyen is also good. You're a bit generic on other fronts but Scaleway is an excellent EU-based cloud provider. Haven't missed anything from AWS so far. > Just take a look at Neon Postgres as an example: where do you find a product like this in Europe? Why wou", "context": "Italian developer", "use_case": "payments", "switched_from": "", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 781076336, "item_id": 48817271, "url": "https://news.ycombinator.com/item?id=48817271", "by": "amiga386", "date": "2026-07-07", "version": null, "stance": "recommend", "quote": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion.", "excerpt": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion. https://gds.blog.gov.uk/2026/06/02/building-for-the-future-making-change-simple-on-gov-uk-pay/", "context": "", "use_case": "Payment processing", "switched_from": "Stripe", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 752549953, "item_id": 47034372, "url": "https://news.ycombinator.com/item?id=47034372", "by": "gethly", "date": "2026-02-16", "version": null, "stance": "recommend", "quote": "Adyen is good but can be strict with what businesses they support.", "excerpt": "Braintree is now essentially paypal, so that is off the list. Adyen is good but can be strict with what businesses they support. In short, i recommend using local providers, not these multinationals. Each country has a bunch of them, so there is plenty of choices, they are just not world renown brands.", "context": "", "use_case": "", "switched_from": "", "story": "Ask HN: Stripe is asking for bank statements to check financial health"}]}], "caveats": [{"label": "", "summary": "", "quotes": [{"id": 753886307, "item_id": 47117894, "url": "https://news.ycombinator.com/item?id=47117894", "by": "Stico2026", "date": "2026-02-22", "version": null, "stance": "warn", "quote": "Stripe, Braintree, Adyen, and other payment processors make it surprisingly hard to figure out what you\u2019re actually paying", "excerpt": "Stripe, Braintree, Adyen, and other payment processors make it surprisingly hard to figure out what you\u2019re actually paying after interchange, assessments, and markup. I built an open Effective Rate Calculator that: breaks down actual blended fee % vs perceived fee % shows how volume, average ticket, and interchange mix change your costs helps founders/finance teams optimize pricing and payment partners exports or pri", "context": "", "use_case": "", "switched_from": "", "story": null}]}], "who": [{"by": "epolanski", "context": "Italian developer", "url": "https://news.ycombinator.com/item?id=48817880", "date": "2026-07-07"}], "tags": [], "use_cases": ["payment processing", "payments"], "compared": [{"slug": "stripe", "name": "Stripe", "co": 5, "switched_from": 1, "switched_to": 0}], "makers": [], "threads": [{"url": "https://news.ycombinator.com/item?id=48816612", "title": "Europe's company websites are mostly served by US vendors", "mentions": 2}, {"url": "https://news.ycombinator.com/item?id=48915953", "title": "Stripe, Advent offer to buy PayPal for more than $53B", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=48415217", "title": "Gov.uk goes Dutch on payments as it dumps Stripe", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=47117893", "title": "item 47117893", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=47013256", "title": "Ask HN: Stripe is asking for bank statements to check financial health", "mentions": 1}, {"url": "https://news.ycombinator.com/item?id=46045085", "title": "Trillions spent and big software projects are still failing", "mentions": 1}], "sentiment_by_month": {"2025-11": {"recommend": 1}, "2025-12": {}, "2026-01": {}, "2026-02": {"recommend": 1, "warn": 1}, "2026-03": {}, "2026-04": {}, "2026-05": {}, "2026-06": {"neutral": 1}, "2026-07": {"recommend": 2, "compare": 1}, "2026-08": {}, "2026-09": {}, "2026-10": {}}, "versions": [], "version_unnamed": 0, "family_ref": null, "runs_on": null, "lines": [], "quotes": [{"id": 782919424, "item_id": 48932464, "url": "https://news.ycombinator.com/item?id=48932464", "by": "dewey", "date": "2026-07-16", "version": null, "stance": "compare", "quote": "Adyen has a big overlap and they are huge", "excerpt": "Adyen has a big overlap and they are huge (https://docs.adyen.com/api-explorer/).", "context": "", "use_case": "", "switched_from": "", "story": "Stripe, Advent offer to buy PayPal for more than $53B"}, {"id": 781086081, "item_id": 48817880, "url": "https://news.ycombinator.com/item?id=48817880", "by": "epolanski", "date": "2026-07-07", "version": null, "stance": "recommend", "quote": "Adyen is also good.", "excerpt": "I'm italian too. For payments I've used Mollie, which is EU based and has good DX. It also has something critical that Stripe does not: proper customer service. Adyen is also good. You're a bit generic on other fronts but Scaleway is an excellent EU-based cloud provider. Haven't missed anything from AWS so far. > Just take a look at Neon Postgres as an example: where do you find a product like this in Europe? Why wou", "context": "Italian developer", "use_case": "payments", "switched_from": "", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 781076336, "item_id": 48817271, "url": "https://news.ycombinator.com/item?id=48817271", "by": "amiga386", "date": "2026-07-07", "version": null, "stance": "recommend", "quote": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion.", "excerpt": "The UK Government just replaced Stripe with Ayden for most payments, so good suggestion. https://gds.blog.gov.uk/2026/06/02/building-for-the-future-making-change-simple-on-gov-uk-pay/", "context": "", "use_case": "Payment processing", "switched_from": "Stripe", "story": "Europe's company websites are mostly served by US vendors"}, {"id": 774760961, "item_id": 48422560, "url": "https://news.ycombinator.com/item?id=48422560", "by": "avallach", "date": "2026-06-06", "version": null, "stance": "neutral", "quote": "Lightspeed is powered by Adyen", "excerpt": "Lightspeed is powered by Adyen and serves smaller businesses. https://www.adyen.com/knowledge-hub/lightspeed-integrated-payments-pd", "context": "", "use_case": "", "switched_from": "", "story": "Gov.uk goes Dutch on payments as it dumps Stripe"}, {"id": 753886307, "item_id": 47117894, "url": "https://news.ycombinator.com/item?id=47117894", "by": "Stico2026", "date": "2026-02-22", "version": null, "stance": "warn", "quote": "Stripe, Braintree, Adyen, and other payment processors make it surprisingly hard to figure out what you\u2019re actually paying", "excerpt": "Stripe, Braintree, Adyen, and other payment processors make it surprisingly hard to figure out what you\u2019re actually paying after interchange, assessments, and markup. I built an open Effective Rate Calculator that: breaks down actual blended fee % vs perceived fee % shows how volume, average ticket, and interchange mix change your costs helps founders/finance teams optimize pricing and payment partners exports or pri", "context": "", "use_case": "", "switched_from": "", "story": null}, {"id": 752549953, "item_id": 47034372, "url": "https://news.ycombinator.com/item?id=47034372", "by": "gethly", "date": "2026-02-16", "version": null, "stance": "recommend", "quote": "Adyen is good but can be strict with what businesses they support.", "excerpt": "Braintree is now essentially paypal, so that is off the list. Adyen is good but can be strict with what businesses they support. In short, i recommend using local providers, not these multinationals. Each country has a bunch of them, so there is plenty of choices, they are just not world renown brands.", "context": "", "use_case": "", "switched_from": "", "story": "Ask HN: Stripe is asking for bank statements to check financial health"}, {"id": 736912448, "item_id": 46057028, "url": "https://news.ycombinator.com/item?id=46057028", "by": "brazzy", "date": "2025-11-26", "version": null, "stance": "recommend", "quote": "", "excerpt": "It's even public: https://docs.adyen.com/development-resources/test-cards-and-credentials/test-card-numbers", "context": "", "use_case": "payment processing", "switched_from": "", "story": "Trillions spent and big software projects are still failing"}]}